We are a specialized regional mortgage broker with offices in Benton Harbor, MI. We are one of the largest originators of Government loans in South West Michigan. Our Main office has been located in the twin cities for 10 years, with our current location at 1211 E. Napier Ave., Suite 2, Benton Harbor, MI 49022. 1-800-968-7375.
MCC- Michigan Mortgage Credit Certificate Program
Provides an additional tax credit on income taxes for lower income buyers
FHA– Federal Housing Administration (Department of Housing and Urban Development)
Low down-payment (3%), low interest rates, and low PMI make these especially good for the first time homebuyer
VA – Veterans Administration (Veteran Affairs)
Up to 100% financing, based of VA Certificate of Eligibility (DD-214)
RD – Rural Development (Department of Agriculture)
Up to 103%, including closing costs, if appraised value is high enough. Covers very specific regions.
LOAN INFORMATION
Conforming
ADDITIONAL BENEFITS AVAILABLE
Government Loans
Conventional Loans
WHO WE ARE
Your Mortgage Loan Specialist
*Good credit history and scores
*Good reserve funds (ie: 401K, bank accounts, stocks, etc.)
*Verifiable income
*Lower debt to income ratio
Non Conforming Loans
*Stated income
*Credit issues/problems
*Bankruptcy discharged over 2 years
*Based solely on income, and mortgage amount
Gift Programs
*Programs that help provide down payments to borrowers without repayment
