Who We Are

We are a specialized regional mortgage lender with offices in Benton Harbor, MI. We are one of the largest originators of Government loans in Southwest Michigan.

Our main office has been located in the twin cities for 10 years, with our current location at 1211 E. Napier Ave., Suite 2, Benton Harbor, MI 49022. 1-800-968-7375. Contact a team member for further information about fees and terms.

What Our Customers Say

Loan Information

We offer the following types of loans:

Government Loans

FHA - Federal Housing Administration (Department of Housing and Urban Development)

• Low down-payment, low interest rates
• Low PMI
• Good for the first time homebuyer

VA – Veterans Administration (Veteran Affairs)

• Up to 100% financing
• Based on VA Certificate of Eligibility (DD-214)

RD – Rural Development (Department of Agriculture)

• Up to 102% including closing costs if appraised value is high enough
• Covers very specific regions.

Conventional Loans

Conforming

• Good credit history and scores
• Good reserve funds (ie: 401K, bank accounts, etc.)
• Verifiable income
• Lower debt to income ratio
• Down payment of 5% and up
• Credit issues/problems
• Bankruptcy discharged over 2 years

Additional Benefits Available

• Gift Programs
• We do manual underwrites
• Closing cost credit program for eco-friendly home improvements with the FHA 203k renovation loan

Best Home Financial is an equal housing lender that does not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, source of income or age.

This is not a commitment to lend.  Not all borrowers will qualify; contact us for more information on fees and terms. Down payment and terms shown are for informational purposes only and are not intended as an advertisement or commitment to lend.  Please contact us for an exact quote and for more information on fees and terms.  Not all borrowers will qualify.